Organizing Your Finances
The impulsivity and the difficulties with organization that those with ADD must face – at any age – are difficult. For adults with ADD, however, the consequences of impulsive actions and a messy desk can be particularly serious.
Is your closet full of clothes you rarely wear? You might have thought you simply couldn’t live without them when you saw them in the store, but now you realize you actually could have survived quite nicely without that purple blazer, green tie, faux fur coat or orange sandals… especially when the bills come in the mail.
The impulsive behavior associated with ADD often translates into overspending – especially when the shelves are stocked with adorable seasonal items. Shopping with a list and sticking to that list can help keep impulse buying in check. Also, recognize what your weaknesses are and be prepared to deal with them.
- Can’t resist a buy-one-get-one-free offer? Check the store circular ahead of time so you’ll know what items are being offered on a BOGO and decide ahead of time which – if any – you use. Don’t buy things just because they’re on special.
- Do you have a weakness for holiday décor? It could be a jolly Santa, an adorable Easter bunny or even a patriotic platter for the 4thof July, you might find all of them hard to resist. Their limited availability somehow adds to the appeal and feeds into the tendency adults with ADD have to make impulsive purchases. Before you head out to the stores, think about where you are most likely to see these items on display. Can you shop somewhere else or avoid that department? If not, be prepared for the temptation and – no matter how cute that little green leprechaun would be for St. Patrick’s Day – stick to your list!
- You may also want to consider shopping with cash. Take only as much as you need for the items on your list and leave your credit cards at home.
The problem of overspending could be compounded if the bill winds up in one of the many piles on your desk, where it gets buried and is forgotten – until the past due notice arrives.
If you do your banking and pay bills online, you won’t have to worry about stacks of mail piling up on your desk or your countertop and you won’t have to worry about misplaced envelopes and statements, either. You can even set up automatic payments, so you don’t have to remember to pay the bills that come in regularly every month – everything from your car payment to your cable bill. It’s a win-win!
And don’t be afraid to ask for help! There are ADHD medications and other ADHD resources available that may ease the symptoms of your condition. And, of course, there is our Adult ADD program, which has been proven to provide ADHD adult support. The 30-day course will teach you about:
- Sleep, diet, exercise and ADHD medication
- Managing your emotions as well as those impulsive tendencies
- Time management and enhanced productivity
- Overcoming procrastination
ADHD doctor George Sachs has unique insights into the challenges adults with ADD face. As a clinical psychologist, he specializes in treating adult ADD. And, as an adult living with ADD, he can speak from personal experience about the challenges – and about the viability of various ADHD solutions.